Licensing
Chocobao Insurance Services, LLC holds the following U.S. state insurance producer licenses and operates in full compliance with the law:
- CaliforniaCA License #6020013
- TexasTX License #3527385
- New JerseyNJ License #3004328095
Authorized agent for IMG and Trawick International. If the insured is a non-U.S. resident (for example, someone traveling on a Chinese passport), we can serve them regardless of which U.S. state they are staying in. If the insured is a U.S. resident in a state not listed above, we cannot serve them at this time — please reach out through our contact form with any questions.
Built around a real family need
Chocobao began with a familiar family question: how do you find an appropriate visitor medical insurance plan for a parent or loved one coming to the United States? For many families, the answer is harder than it should be.
Visitor insurance plans can differ significantly in their networks, deductibles, policy maximums, age-based benefits, and treatment of pre-existing conditions. The details matter, and they are often buried in long policy documents.
Our role is to make those differences easier to understand before you buy. We help travelers and the families supporting them compare options with a realistic view of both benefits and limitations.
How we help
- 1
Start an online quote when you are ready
When you choose an English quote, we send you directly to Treppy’s online quote flow to review available options and continue your application. Plan availability, eligibility, pricing, and coverage are determined by the insurer and the applicable policy.
- 2
Understand what matters before you compare
Visitor medical insurance is not one-size-fits-all. We explain the terms worth comparing, including deductibles, policy maximums, PPO networks, age-based benefits, and how a plan addresses a qualifying acute onset of a pre-existing condition. Always review the certificate for the plan you are considering.
- 3
Chinese-language support when it is helpful
Families who prefer to discuss visitor insurance in Chinese can use our Chinese-language site for plan explanations and support. We can help narrow options based on the traveler’s age, trip dates, and needs, so you know what to compare before making a decision. Chocobao is not the carrier’s customer service and cannot process claims or resolve billing disputes on the carrier’s behalf.
Why choose Chocobao?
- Straightforward comparison: focus on the details that can change your experience, including policy limits, deductibles, networks, age-based benefits, and pre-existing-condition terms.
- Guidance without pressure: we can explain what to compare, but your family decides which plan to apply for. The insurer makes the final decisions on eligibility, price, coverage, and claims.
- Regulated by U.S. state departments of insurance: Chocobao holds U.S. state insurance producer licenses and operates in full compliance with the law.
Start with visitor medical insurance
Visitor medical insurance for trips to the U.S. is Chocobao’s core service. You can start an online quote with Treppy in English, or visit our Chinese-language site if Chinese support would make the decision easier. In either case, review the plan certificate carefully before you apply.